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BENEFITS YOU CAN EXPECT
Why Choose Caravan & Trailer Insurance Through Ansvar
Summary of Features & Options
There’s nothing better than hitting the wide-open road with your caravan in tow. While you’re out enjoying life, it’s important that you’re insured against accidental loss or damage to your caravan and trailer. Caravan and Trailer Insurance through Ansvar covers you for accidental loss of (including theft) or damage to your caravan or trailer.
The following table is a summary only of the features and benefits available, as well as some of the exclusions. Before deciding on a policy, carefully consider the relevant Product Disclosure Statement (PDS) and Supplementary PDS (where applicable) which set out the standard terms, conditions, limits and exclusions.
| Caravan | Camper Trailer | Horse Trailer/ Trailer | |
|---|---|---|---|
| Key Features & Benefits | |||
| Accidental Loss of or damage to your caravan or trailer | |||
| Annexe | |||
| Contents – up to $1000 any one incident caused by or arising from a covered accident | |||
| Emergency accommodation – up to $100 per day maximum $1000 any one incident | |||
| Emergency repairs – up to $500 any one incident | |||
| Food Spoilage – up to $500 any one incident | |||
| Legal liability – up to $20,000,000 any one event or series of events2 | |||
| New for old replacement after a total loss. If your caravan or trailer becomes a total loss within two years of the original registration date, it will be replaced with a new caravan or trailer of the same make, model and series1. | |||
| Return costs – up to $500 any one incident | |||
| Temporary cover on replacement caravan or trailer – 14 days | |||
| Towing – Reasonable costs | |||
| Summary of optional benefits you can add | |||
| Increased contents cover – Specified amount as nominated by you (subject to underwriting limits) | |||
| Fusion/Motor burn out – up to $500 any one incident | |||
Call Us on 1300 650 540 Policy Documents
You need to decide if this insurance is right for you and you should read all of the documents that make up the policy to ensure you have the cover you need. For full details of the terms, conditions, limits and exclusions about our Caravan and Trailer insurance offerings, please refer to the relevant Product Disclosure Statements (PDS) before making a decision to purchase the insurance. We do not provide advice based on any consideration of your objectives, financial situation or needs. The relevant Target Market Determination is also available by calling 1300 650 540.
Understanding Your Insurance Premium
When it’s time to renew your insurance, you may find your premium has gone up and wonder why. Understanding your premium and the factors that affect the cost, can help you make sure you’re paying for cover that’s right for you.
Two ways to make a claim
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Things You Should Know
Ansvar Insurance Limited; ABN 21 007 216 506 AFSL 237826 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.
We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement. The relevant Target Market Determination is also available by calling 1300 650 540.
If you purchase this insurance, we will receive a commission that is a percentage of the premium. Please feel free to ask us for more details before deciding to purchase insurance with us.
#Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Financial institution transaction fees may apply.
1. New replacement after a total loss: If a replacement caravan or trailer in the same make, model and series is not currently available, we’ll pay you either the market value or agreed value of your caravan or trailer, whichever is shown in the current schedule.
2. Legal liability cover: Arising out of a single event or series of related events. This cover will only apply if your legal liability arises out of the use of your caravan or trailer. We won’t cover your legal liability for claims arising out of or in any way connected with the existence of asbestos.