Child Care service providers need to have suitable protection to cover common risks for property assets such as storm damage, financial loss and also protection for people including carers, volunteers and most importantly children in you care. Ansvar provides you with the peace of mind that your childcare business is well protected.

Our business packs are tailored to provide cover for business operators of Child Care or Out of School Care facilities and designed to protect people, property and against liabilities. This business pack includes insurance cover for:

• General Public and Product Liability
• Sexual Abuse
• Management Liability
• Professional Indemnity
• Property Insurance – Commercial Premises
• Breakdown of Mechanical and Electrical Equipment
• Business Interruption
• Volunteers Personal Accident

Our Child Care Insurance Business Pack is designed for operators:

• of Child Care services with no more than 20 centres and no more than 150 licensed places per centre
• with less than $10,000,000 in annual turnover and with a combined sums insured for Property Protection and Business Interruption (Income Protection) of less than $20,000,000
• seeking personal accident covers for children under their care and volunteers

If our business packs do not suit your needs, please consider our Industrial Special Risks (ISR) or Casualty and Financial Risks products which can be tailored to suit the specific insurance needs of larger Child Care or Out of School Care operators.

If you are interested in risk management guidance on safeguarding to prevent sexual abuse, refer to: Risk Alert #12: Safeguarding To Prevent Physical and Sexual Abuse.